Klarna
Purchase now and pay in 30 days, or pay in 3 interest-free instalments.
- No interest or fee if you pay on time
- Instant eligibility check (age 18+ and UK resident)
- Manage payments in the Klarna app
Finance Options
Easy Finance Option Buy Now Pay Later
At Sofa-Direct, we make things simple and easy for our customers. Our buy now, pay later service allows you to spread the sofa purchase into an easy payment plan via PayPal, DivideBuy, ClearPay and Klarna. It’s the same premium furniture, just with a flexible payment plan that gives you a little more breathing room.
Our Partners
Choose Your Way To Pay
PayPal
Spread the cost of your purchase in 3 interest-free payments over 2 months
- No interest & no setup cost
- Soft credit check with fast decision
- Manage payments via the PayPal App
How our Finance Works
From browsing to checkout in five simple steps.
Choose your Furniture
Select your favourite furniture, sofa, chairs, or recliners
Head to Checkout
Enter your details as required
Select Payment Option
Choose your preferred payment option at checkout
Quick Application Form
Get an instant decision, no paperwork, no delay
Order Confirmation
Once the order is confirmed, sit back and enjoy and wait for your furniture delivery
Why Finance
Why Sofa Direct Finance Options?
Flexible Monthly Plans
Spread the cost over weeks or months to suit your budget.
Fast Approval Process
No paperwork — apply in minutes at checkout.
Quick Delivery
Get your sofa delivered without waiting for final payment.
Regulated & Safe
All our finance partners are fully regulated for your peace of mind.
Ready to find your sofa?
All finance options are available to UK residents aged 18+. Subject to status, terms and conditions apply.